The CA Home Loan Pro | The Mortgage House, INC. -

HARP Refinance | Underwater...

HARP Refinance | Underwater Refinance | Stockton | Lodi |Elk Grove If you live in the Stockton, Lodi, or Elk Grove area, you have been hit hard with declining values. Many of us want to stay in our homes regardless of the value, even if the home is underwater. Stockton and surrounding areas have thousands of homeowners that have been held captive by high...

First Time Homebuyer Stockt...

As a first time homebuyer, you are given the opportunity to qualify for down payment assistance programs that aren’t available to experienced home owners. Each program is run by a different organization and most offer funds for first time homebuyers who fit the set guidelines.

CHF Platinum Program | Down...

The CHF Platinum Program provides primary residence home buyers an opportunity for down payment assistance. First time homebuyers and experienced buyers can utilize the down payment assistance program. Available in Stockton, Lodi, Elk Grove, Tracy, and Lathrop.

Pre-Qualify

Pre-qualification is a click away. Find how much you can buy and what programs you qualify for.

FAQ

A collection of the most common questions homebuyers have

Contact Me

I’m always just an email or phone call away. Feel free to contact me to make an appointment or to answer mortgage questions .

Financing a Flip in CA

Posted by Jeff Womack on May 16, 2013 in admin, Loan Programs, Mortgage 101, Real Estate

Financing a Flip in CA Stockton | Lodi | Elk Grove | Sacramento You have probably seen the television shows showcasing the eccentric investors who renovate homes and flip them for profit. Flipping homes has become a very lucrative business and has been a vital part of the housing recovery. During the foreclosure mess former home owners left homes damaged and most remained vacant for a year... Read More

Understanding Alternative Credit

Posted by Jeff Womack on May 9, 2013 in admin, Loan Programs, Mortgage 101

Sources of Alternative Credit Stockton | Lodi | Elk Grove | Sacramento Mortgage lenders use the credit report and credit score to weigh a borrowers risk and ability to repay the loan. Amazingly enough it’s possible to have a good credit score without a sufficient/established credit history. When obtaining a home loan lenders are looking for at least a 620 credit score and three lines of... Read More

New Changes in Down Payment Assistance| CHF Platinum and CalHFA

Posted by Jeff Womack on May 1, 2013 in admin, Down Payment Assistance, Loan Programs

Down payment assistance updates for CALHFA and CHF Platinum Program. First Time Homebuyers in Stockton, CA and Elk Grove, CA will Benefit with new changes. Expansion of

HARP Extended Through 2015 – Great Opportunity For Stockton Home Owners

Posted by Jeff Womack on Apr 26, 2013 in admin, Loan Programs, Refinance

HARP Extended Through 2015 – Great Opportunity For Stockton Home Owners Stockton | Lodi | Elk Grove | Sacramento Home owners who have a Fannie Mae or Freddie Mac backed mortgage now have until Dec 31st 2015 to take advantage of the HARP program. The City of Stockton still holds thousands of underwater homes that have yet to refinance under the program. This extension should provide much... Read More

« Older Entries

Categories